1 Average monthly rate for MetLife Legal Plan. Average hourly rate of $370.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Law Firm Industry Survey (2018). Many people compare prepaid legal services to health insurance – with the idea that you`ll contribute to something that will be there when you need it one day. But the reality is that you`re much more likely to need health insurance than legal services. Think about it – when was the last time you had an exam, had a blood test, or needed a prescription for flu medicine? Well, when was the last time you needed a lawyer? Yes, I thought so. Signing up for a legal plan is like having a lawyer by your side. If you use a network lawyer for the covered services, all attorney fees are covered by the legal plan. Payments for the plan are made through convenient payroll deductions. Legal fees are covered by the plan, but not all services related to your legal problem will be paid for by the plan. Costs other than lawyer`s fees such as notary fees or court costs are your responsibility. For example, if you use the plan to create a living trust and transfer ownership of your home to the trust, you are responsible for the county`s fees for registering the new deed in your home and all necessary notarial services.
Instead of paying $300 a year for something you may never have to use, make sure your emergency fund supports you. Then, if something happens and you need legal services, you can simply deduct money you`ve already saved. In principle, you insure yourself in case you need a lawyer one day. And investing in your emergency fund is a much better deal than paying for prepaid legal services that you may never use. Yes. MetLife Legal Plans Client Service Centre representatives can help you find the right lawyer who is best positioned to assist you in your legal matter. Get legal support to protect and grow your business through document review, debt collection and more. You simply choose a lawyer from a specialized area of expertise in the network available online or through MetLife Legal Plans` telephone representatives. You will be assigned a file number that you can share with your lawyer when you make an appointment. It`s as simple as that.
You can talk to the network`s lawyers in person, over the phone, or ask questions online to the electronic panel of lawyers – whichever works best for you. And in some legal cases, your lawyer can represent you in court without you having to appear. Network lawyers are here for you if you need advice on personal legal matters or representation in a range of legal services that fall under your plan. Whether you`re buying a home, preparing a will or trust, or encountering an unexpected problem like a speeding ticket, you may need legal advice at some point. At first glance, you might think that buying legal services in bulk is a good bet. But if it all comes down to that, lower-cost plans only cover the basics like a few phone calls and willpower. You can still have access to other legal services, but they basically end up at a discounted price – not free. So what was the point of paying for these services month after month? Your guess is as good as ours.
Appearances are deceptive. And when it comes to prepaid legal services, they`re all dressed up and have nowhere to go on a Saturday night. Start your business legally and properly so you can achieve your goals with confidence. If you are a member of a legal plan, you can quickly access the plan members page to view your employer`s legal plan coverage, or call our Customer Service Centre at 800-821-6400 (8 a.m. to 8 p.m. EST, Monday to Friday). MetLife Legal Plans offers a range of plan options, including customized legal plans for employers with more than 3,000 eligible employees. The legal plan offers a consulting advantage for most personal legal matters. In addition, many personal legal issues are fully covered. For a list of services fully covered by your organization`s legal plan, please register or call the Customer Service Centre at 800-821-6400.